Privacy Policy
Introduction
Welcome to National Business Capital. Your privacy is important to us, and we are committed to protecting the personal and business information you share with us. This Privacy Policy explains how we collect, use, and protect your personal and financial data when you engage with our services, particularly in relation to business financing, credit card offerings, and eCommerce solutions.
This Privacy Policy applies to all visitors, users, and clients of National Business Capital who access our website or use our services. By using our site, you agree to the terms outlined below. We comply with applicable Privacy Policy laws and regulations, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
Information We Collect
We collect information necessary to provide you with our services. This includes personal and business information, as well as data to help us improve your experience with our website and offerings.
1. Personal Identification Information
We collect personal information when you:
- Sign up for newsletters or contact us via our website.
- Request services such as business credit consultations, small business loans, or credit card recommendations.
- Fill out forms for startup credit cards, bad credit cards, or eCommerce business plans.
The information collected may include your:
- Name
- Email address
- Phone number
- Mailing address
- Job title or business role
2. Business Information
We may collect business-related data, particularly when you apply for our financial services. This can include:
- Business name
- Business address
- Tax identification number
- Financial statements
- Business credit history
This is especially relevant when applying for services related to business credit, digital marketing funding, or small business loans.
3. Credit Information
For services such as credit cards for bad credit or credit cards for startups, we may collect your credit score, credit history, and other related financial data. This information is vital for determining eligibility for business credit services and loan applications.
4. Transactional Information
When you interact with our website, such as applying for a small business loan or inquiring about services like youth entrepreneurship support or eCommerce business plans, we collect details about your transactions. This helps us track your service history and offer better solutions tailored to your needs.
5. Technical Data
We may collect technical data when you visit our website, including:
- IP address
- Browser type
- Pages visited
- Time spent on our website
- Referring/exit pages
We collect this information using cookies and similar technologies to enhance your browsing experience.
How We Use Your Information
We use the personal and business data we collect to provide and improve our services, as well as to ensure a smooth and efficient experience when you engage with National Business Capital.
1. To Provide Services
Your personal and business data helps us deliver the services you request, including:
- Startup credit card recommendations and application support.
- Business credit evaluation and advice.
- Assistance with creating eCommerce business plans.
- Facilitating the application process for small business loans.
2. To Improve Our Offerings
We use the information we collect to refine our services and enhance your experience on our website. This helps us understand customer needs and improve features such as digital marketing advice, youth entrepreneurship funding options, and digital business success strategies.
3. To Communicate With You
We may use your contact details to send important updates, respond to inquiries, or provide personalized service recommendations. This includes responding to queries about bad credit card options, business credit inquiries, or loan applications.
4. To Ensure Compliance
We collect credit and financial data to comply with legal and regulatory requirements, especially in offering services such as credit cards for bad credit or startup loans. We are required to adhere to financial regulations governing business loans and credit applications.
5. Marketing and Promotional Activities
With your consent, we may use your information to inform you about our services, including special offers on small business loans, eCommerce business plan services, and more. You can opt out of marketing communications at any time.
How We Share Your Information
We value your privacy and only share your information in limited circumstances, such as:
- With Service Providers: We may share your information with trusted third-party service providers who help us deliver our services (e.g., credit card companies, loan processors). These providers are obligated to protect your information and only use it for the services we request.
- For Legal Compliance: We may disclose your information if required by law or if we believe in good faith that such disclosure is necessary to comply with legal processes or protect our rights.
- In Business Transactions: If National Business Capital is involved in a merger, acquisition, or asset sale, your data may be transferred. We will notify you of any such change and provide options regarding your data.
Data Security
We take the security of your personal and business information seriously. We use various industry-standard security measures, including encryption, secure servers, and access control, to protect your data from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance user experience and track visitor activity. Cookies are small files stored on your device that help us remember your preferences and improve website functionality. You can control the use of cookies through your browser settings, but disabling cookies may affect your experience on our site.
Your Rights
Depending on your location and applicable laws, you may have the following rights concerning your personal information:
- Access: You have the right to request a copy of the personal data we hold about you.
- Correction: You can ask us to correct any inaccuracies in your personal information.
- Deletion: You may request the deletion of your personal data in certain circumstances, subject to our legal obligations.
- Objection: You have the right to object to the processing of your data for marketing purposes.
- Data Portability: In certain circumstances, you can request that we transfer your data to another organization or directly to you.
To exercise any of these rights, please contact us at info@nationalbusinesscapital.online.
Third-Party Links
Our website may contain links to third-party websites, including those of our competitors like National Business Capital (nationalbusinesscapital.com) or other financial service providers. We are not responsible for the privacy practices of these websites. We encourage you to read their Privacy Policy before sharing any personal information.
Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. Any updates will be posted on this page, and we encourage you to review this Privacy Policy periodically. Your continued use of our website and services constitutes your acceptance of any changes.
Contact Us
If you have any questions or concerns about this Privacy Policy or your personal data, please contact us at:
National Business Capital
4918 Underwood Ave
Omaha,New Hampshire,68132
(402) 556-7727